Skip to main content
BankHealth

STRASBURG STATE BANK

STRASBURG, NORTH DAKOTA · FDIC Cert #17922

A
Health Score
98/100
$91M
Total Assets
$81M
Total Deposits
15.22%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STRASBURG STATE BANK holds a Tier 1 capital ratio of 15.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STRASBURG STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
30.48%
Liquidity Ratio
Strong — can meet withdrawal demands
1.43%
Return on Assets
Profitable — earning well on assets
$81M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STRASBURG STATE BANK shows strong financial health indicators. With $91M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STRASBURG STATE BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 15.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STRASBURG STATE BANK holds $91M in total assets and $81M in total deposits. It is located in STRASBURG, NORTH DAKOTA (FDIC Certificate #17922).

STRASBURG STATE BANK has a Tier 1 capital ratio of 15.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.43%.

Yes. STRASBURG STATE BANK is FDIC-insured (Certificate #17922). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: