STONEHAMBANK A COOP BANK
STONEHAM, MASSACHUSETTS · FDIC Cert #26559
Capital & Safety Analysis
According to FDIC financial data, STONEHAMBANK A COOP BANK holds a Tier 1 capital ratio of 13.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STONEHAMBANK A COOP BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STONEHAMBANK A COOP BANK shows strong financial health indicators. With $822M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STONEHAMBANK A COOP BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STONEHAMBANK A COOP BANK holds $822M in total assets and $661M in total deposits. It is located in STONEHAM, MASSACHUSETTS (FDIC Certificate #26559).
STONEHAMBANK A COOP BANK has a Tier 1 capital ratio of 13.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.29%.
Yes. STONEHAMBANK A COOP BANK is FDIC-insured (Certificate #26559). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.