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BankHealth

STOCK EXC BK CALDWELL KS

CALDWELL, KANSAS · FDIC Cert #15784

C
Health Score
61/100
$82M
Total Assets
$76M
Total Deposits
12.62%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STOCK EXC BK CALDWELL KS holds a Tier 1 capital ratio of 12.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STOCK EXC BK CALDWELL KS has a strong buffer to absorb potential losses.

Key Financial Metrics

1.94%
Nonperforming Loans
Moderate — some loan stress
12.76%
Liquidity Ratio
Adequate liquidity
1.12%
Return on Assets
Profitable — earning well on assets
$76M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STOCK EXC BK CALDWELL KS shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STOCK EXC BK CALDWELL KS has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 12.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STOCK EXC BK CALDWELL KS holds $82M in total assets and $76M in total deposits. It is located in CALDWELL, KANSAS (FDIC Certificate #15784).

STOCK EXC BK CALDWELL KS has a Tier 1 capital ratio of 12.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.94%, and the return on assets is 1.12%.

Yes. STOCK EXC BK CALDWELL KS is FDIC-insured (Certificate #15784). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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