STERLING STATE BANK
AUSTIN, MINNESOTA · FDIC Cert #17863
Capital & Safety Analysis
According to FDIC financial data, STERLING STATE BANK holds a Tier 1 capital ratio of 12.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STERLING STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STERLING STATE BANK shows strong financial health indicators. With $510M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STERLING STATE BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STERLING STATE BANK holds $510M in total assets and $336M in total deposits. It is located in AUSTIN, MINNESOTA (FDIC Certificate #17863).
STERLING STATE BANK has a Tier 1 capital ratio of 12.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.25%.
Yes. STERLING STATE BANK is FDIC-insured (Certificate #17863). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.