STATE SB OF MANISTIQUE
MANISTIQUE, MICHIGAN · FDIC Cert #13249
Capital & Safety Analysis
According to FDIC financial data, STATE SB OF MANISTIQUE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STATE SB OF MANISTIQUE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STATE SB OF MANISTIQUE shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE SB OF MANISTIQUE has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE SB OF MANISTIQUE holds $166M in total assets and $141M in total deposits. It is located in MANISTIQUE, MICHIGAN (FDIC Certificate #13249).
STATE SB OF MANISTIQUE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.60%.
Yes. STATE SB OF MANISTIQUE is FDIC-insured (Certificate #13249). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.