STATE BANK OF TOLEDO
TOLEDO, IOWA · FDIC Cert #4514
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF TOLEDO holds a Tier 1 capital ratio of 11.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF TOLEDO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF TOLEDO shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF TOLEDO has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 11.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF TOLEDO holds $139M in total assets and $121M in total deposits. It is located in TOLEDO, IOWA (FDIC Certificate #4514).
STATE BANK OF TOLEDO has a Tier 1 capital ratio of 11.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.86%, and the return on assets is 1.23%.
Yes. STATE BANK OF TOLEDO is FDIC-insured (Certificate #4514). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.