STATE BANK OF THE LAKES NA
ANTIOCH, ILLINOIS · FDIC Cert #5744
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF THE LAKES NA holds a Tier 1 capital ratio of 10.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF THE LAKES NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF THE LAKES NA shows strong financial health indicators. With $2.1B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF THE LAKES NA has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF THE LAKES NA holds $2.1B in total assets and $1.8B in total deposits. It is located in ANTIOCH, ILLINOIS (FDIC Certificate #5744).
STATE BANK OF THE LAKES NA has a Tier 1 capital ratio of 10.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.93%.
Yes. STATE BANK OF THE LAKES NA is FDIC-insured (Certificate #5744). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.