STATE BANK OF SCOTIA
SCOTIA, NEBRASKA · FDIC Cert #14069
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF SCOTIA holds a Tier 1 capital ratio of 29.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF SCOTIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF SCOTIA shows strong financial health indicators. With $59M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF SCOTIA has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 29.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF SCOTIA holds $59M in total assets and $47M in total deposits. It is located in SCOTIA, NEBRASKA (FDIC Certificate #14069).
STATE BANK OF SCOTIA has a Tier 1 capital ratio of 29.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 7.75%, and the return on assets is 1.18%.
Yes. STATE BANK OF SCOTIA is FDIC-insured (Certificate #14069). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.