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BankHealth

STATE BANK OF NAUVOO

NAUVOO, ILLINOIS · FDIC Cert #13582

C
Health Score
64/100
$38M
Total Assets
$35M
Total Deposits
17.33%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STATE BANK OF NAUVOO holds a Tier 1 capital ratio of 17.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF NAUVOO has a strong buffer to absorb potential losses.

Key Financial Metrics

6.99%
Nonperforming Loans
High — significant loan problems
41.36%
Liquidity Ratio
Strong — can meet withdrawal demands
0.54%
Return on Assets
Low profitability
$35M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STATE BANK OF NAUVOO shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STATE BANK OF NAUVOO has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 17.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STATE BANK OF NAUVOO holds $38M in total assets and $35M in total deposits. It is located in NAUVOO, ILLINOIS (FDIC Certificate #13582).

STATE BANK OF NAUVOO has a Tier 1 capital ratio of 17.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.99%, and the return on assets is 0.54%.

Yes. STATE BANK OF NAUVOO is FDIC-insured (Certificate #13582). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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