STAR BANK
MAPLE LAKE, MINNESOTA · FDIC Cert #5095
Capital & Safety Analysis
According to FDIC financial data, STAR BANK holds a Tier 1 capital ratio of 8.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STAR BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STAR BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 8.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STAR BANK holds $437M in total assets and $389M in total deposits. It is located in MAPLE LAKE, MINNESOTA (FDIC Certificate #5095).
STAR BANK has a Tier 1 capital ratio of 8.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.26%, and the return on assets is 1.76%.
Yes. STAR BANK is FDIC-insured (Certificate #5095). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.