ST CHARLES B&T CO NA
SAINT CHARLES, ILLINOIS · FDIC Cert #27052
Capital & Safety Analysis
According to FDIC financial data, ST CHARLES B&T CO NA holds a Tier 1 capital ratio of 10.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ST CHARLES B&T CO NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ST CHARLES B&T CO NA shows strong financial health indicators. With $2.8B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ST CHARLES B&T CO NA has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ST CHARLES B&T CO NA holds $2.8B in total assets and $2.4B in total deposits. It is located in SAINT CHARLES, ILLINOIS (FDIC Certificate #27052).
ST CHARLES B&T CO NA has a Tier 1 capital ratio of 10.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 2.01%.
Yes. ST CHARLES B&T CO NA is FDIC-insured (Certificate #27052). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.