ST ANSGAR STATE BANK
SAINT ANSGAR, IOWA · FDIC Cert #17259
Capital & Safety Analysis
According to FDIC financial data, ST ANSGAR STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ST ANSGAR STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ST ANSGAR STATE BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ST ANSGAR STATE BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ST ANSGAR STATE BANK holds $178M in total assets and $130M in total deposits. It is located in SAINT ANSGAR, IOWA (FDIC Certificate #17259).
ST ANSGAR STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 0.66%.
Yes. ST ANSGAR STATE BANK is FDIC-insured (Certificate #17259). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.