SPRINGS VALLEY BANK&TRUST CO
FRENCH LICK, INDIANA · FDIC Cert #4419
Capital & Safety Analysis
According to FDIC financial data, SPRINGS VALLEY BANK&TRUST CO holds a Tier 1 capital ratio of 11.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SPRINGS VALLEY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SPRINGS VALLEY BANK&TRUST CO shows strong financial health indicators. With $623M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SPRINGS VALLEY BANK&TRUST CO has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SPRINGS VALLEY BANK&TRUST CO holds $623M in total assets and $536M in total deposits. It is located in FRENCH LICK, INDIANA (FDIC Certificate #4419).
SPRINGS VALLEY BANK&TRUST CO has a Tier 1 capital ratio of 11.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 1.14%.
Yes. SPRINGS VALLEY BANK&TRUST CO is FDIC-insured (Certificate #4419). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.