SOUTHERN BANK OF TENNESSEE
MOUNT JULIET, TENNESSEE · FDIC Cert #34847
Capital & Safety Analysis
According to FDIC financial data, SOUTHERN BANK OF TENNESSEE holds a Tier 1 capital ratio of 12.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTHERN BANK OF TENNESSEE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOUTHERN BANK OF TENNESSEE shows strong financial health indicators. With $430M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTHERN BANK OF TENNESSEE has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTHERN BANK OF TENNESSEE holds $430M in total assets and $363M in total deposits. It is located in MOUNT JULIET, TENNESSEE (FDIC Certificate #34847).
SOUTHERN BANK OF TENNESSEE has a Tier 1 capital ratio of 12.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.26%.
Yes. SOUTHERN BANK OF TENNESSEE is FDIC-insured (Certificate #34847). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.