SOMERSET TRUST CO
SOMERSET, PENNSYLVANIA · FDIC Cert #11112
Capital & Safety Analysis
According to FDIC financial data, SOMERSET TRUST CO holds a Tier 1 capital ratio of 11.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOMERSET TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOMERSET TRUST CO shows strong financial health indicators. With $2.3B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOMERSET TRUST CO has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOMERSET TRUST CO holds $2.3B in total assets and $1.9B in total deposits. It is located in SOMERSET, PENNSYLVANIA (FDIC Certificate #11112).
SOMERSET TRUST CO has a Tier 1 capital ratio of 11.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.02%, and the return on assets is 1.19%.
Yes. SOMERSET TRUST CO is FDIC-insured (Certificate #11112). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.