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BankHealth

SOLERA NATIONAL BANK

LAKEWOOD, COLORADO · FDIC Cert #58534

A
Health Score
84/100
$1.2B
Total Assets
$942M
Total Deposits
10.84%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SOLERA NATIONAL BANK holds a Tier 1 capital ratio of 10.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOLERA NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.58%
Nonperforming Loans
Low — healthy loan portfolio
31.37%
Liquidity Ratio
Strong — can meet withdrawal demands
1.62%
Return on Assets
Profitable — earning well on assets
$942M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SOLERA NATIONAL BANK shows strong financial health indicators. With $1.2B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SOLERA NATIONAL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 10.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SOLERA NATIONAL BANK holds $1.2B in total assets and $942M in total deposits. It is located in LAKEWOOD, COLORADO (FDIC Certificate #58534).

SOLERA NATIONAL BANK has a Tier 1 capital ratio of 10.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 1.62%.

Yes. SOLERA NATIONAL BANK is FDIC-insured (Certificate #58534). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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