SMALL BUSINESS BANK
LENEXA, KANSAS · FDIC Cert #25744
Capital & Safety Analysis
According to FDIC financial data, SMALL BUSINESS BANK holds a Tier 1 capital ratio of 18.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SMALL BUSINESS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SMALL BUSINESS BANK shows strong financial health indicators. With $94M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SMALL BUSINESS BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 18.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SMALL BUSINESS BANK holds $94M in total assets and $84M in total deposits. It is located in LENEXA, KANSAS (FDIC Certificate #25744).
SMALL BUSINESS BANK has a Tier 1 capital ratio of 18.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.76%, and the return on assets is -2.06%.
Yes. SMALL BUSINESS BANK is FDIC-insured (Certificate #25744). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.