SIDNEY STATE BANK
SIDNEY, MICHIGAN · FDIC Cert #17232
Capital & Safety Analysis
According to FDIC financial data, SIDNEY STATE BANK holds a Tier 1 capital ratio of 14.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SIDNEY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SIDNEY STATE BANK shows strong financial health indicators. With $128M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SIDNEY STATE BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SIDNEY STATE BANK holds $128M in total assets and $116M in total deposits. It is located in SIDNEY, MICHIGAN (FDIC Certificate #17232).
SIDNEY STATE BANK has a Tier 1 capital ratio of 14.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.49%.
Yes. SIDNEY STATE BANK is FDIC-insured (Certificate #17232). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.