SIDNEY FS&LA
SIDNEY, NEBRASKA · FDIC Cert #29379
Capital & Safety Analysis
According to FDIC financial data, SIDNEY FS&LA holds a Tier 1 capital ratio of 7.97%. This meets the minimum 6% threshold for "adequately capitalized" but falls short of the 8% "well-capitalized" standard.
Key Financial Metrics
What This Means For Your Money
SIDNEY FS&LA shows strong financial health indicators. With $14M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SIDNEY FS&LA has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 7.97%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SIDNEY FS&LA holds $14M in total assets and $13M in total deposits. It is located in SIDNEY, NEBRASKA (FDIC Certificate #29379).
SIDNEY FS&LA has a Tier 1 capital ratio of 7.97%, classifying it as "Adequately Capitalized." The nonperforming loan ratio is 0.98%, and the return on assets is -2.39%.
Yes. SIDNEY FS&LA is FDIC-insured (Certificate #29379). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.