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BankHealth

SICILY ISLAND STATE BANK

SICILY ISLAND, LOUISIANA · FDIC Cert #12722

B
Health Score
79/100
$85M
Total Assets
$66M
Total Deposits
18.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SICILY ISLAND STATE BANK holds a Tier 1 capital ratio of 18.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SICILY ISLAND STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.21%
Nonperforming Loans
Moderate — some loan stress
19.13%
Liquidity Ratio
Adequate liquidity
1.39%
Return on Assets
Profitable — earning well on assets
$66M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SICILY ISLAND STATE BANK shows strong financial health indicators. With $85M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SICILY ISLAND STATE BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 18.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SICILY ISLAND STATE BANK holds $85M in total assets and $66M in total deposits. It is located in SICILY ISLAND, LOUISIANA (FDIC Certificate #12722).

SICILY ISLAND STATE BANK has a Tier 1 capital ratio of 18.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.21%, and the return on assets is 1.39%.

Yes. SICILY ISLAND STATE BANK is FDIC-insured (Certificate #12722). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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