SHERBURNE STATE BANK
BECKER, MINNESOTA · FDIC Cert #10169
Capital & Safety Analysis
According to FDIC financial data, SHERBURNE STATE BANK holds a Tier 1 capital ratio of 9.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SHERBURNE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SHERBURNE STATE BANK shows strong financial health indicators. With $278M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHERBURNE STATE BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 9.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHERBURNE STATE BANK holds $278M in total assets and $225M in total deposits. It is located in BECKER, MINNESOTA (FDIC Certificate #10169).
SHERBURNE STATE BANK has a Tier 1 capital ratio of 9.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.37%, and the return on assets is 2.16%.
Yes. SHERBURNE STATE BANK is FDIC-insured (Certificate #10169). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.