SHAMROCK BANK N A
COALGATE, OKLAHOMA · FDIC Cert #4236
Capital & Safety Analysis
According to FDIC financial data, SHAMROCK BANK N A holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SHAMROCK BANK N A to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SHAMROCK BANK N A shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHAMROCK BANK N A has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHAMROCK BANK N A holds $453M in total assets and $404M in total deposits. It is located in COALGATE, OKLAHOMA (FDIC Certificate #4236).
SHAMROCK BANK N A has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 1.13%.
Yes. SHAMROCK BANK N A is FDIC-insured (Certificate #4236). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.