SELECT BANK
FOREST, VIRGINIA · FDIC Cert #58563
Capital & Safety Analysis
According to FDIC financial data, SELECT BANK holds a Tier 1 capital ratio of 12.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SELECT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SELECT BANK shows strong financial health indicators. With $465M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SELECT BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 12.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SELECT BANK holds $465M in total assets and $429M in total deposits. It is located in FOREST, VIRGINIA (FDIC Certificate #58563).
SELECT BANK has a Tier 1 capital ratio of 12.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 0.68%.
Yes. SELECT BANK is FDIC-insured (Certificate #58563). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.