SECURITY STB OF WARROAD
WARROAD, MINNESOTA · FDIC Cert #9773
Capital & Safety Analysis
According to FDIC financial data, SECURITY STB OF WARROAD holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SECURITY STB OF WARROAD to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SECURITY STB OF WARROAD shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SECURITY STB OF WARROAD has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SECURITY STB OF WARROAD holds $147M in total assets and $132M in total deposits. It is located in WARROAD, MINNESOTA (FDIC Certificate #9773).
SECURITY STB OF WARROAD has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.49%, and the return on assets is 0.87%.
Yes. SECURITY STB OF WARROAD is FDIC-insured (Certificate #9773). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.