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BankHealth

SECURITY STB OF OKLAHOMA

WEWOKA, OKLAHOMA · FDIC Cert #8980

A
Health Score
89/100
$349M
Total Assets
$288M
Total Deposits
22.17%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SECURITY STB OF OKLAHOMA holds a Tier 1 capital ratio of 22.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY STB OF OKLAHOMA has a strong buffer to absorb potential losses.

Key Financial Metrics

1.83%
Nonperforming Loans
Moderate — some loan stress
41.62%
Liquidity Ratio
Strong — can meet withdrawal demands
2.24%
Return on Assets
Profitable — earning well on assets
$288M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SECURITY STB OF OKLAHOMA shows strong financial health indicators. With $349M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SECURITY STB OF OKLAHOMA has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 22.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SECURITY STB OF OKLAHOMA holds $349M in total assets and $288M in total deposits. It is located in WEWOKA, OKLAHOMA (FDIC Certificate #8980).

SECURITY STB OF OKLAHOMA has a Tier 1 capital ratio of 22.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.83%, and the return on assets is 2.24%.

Yes. SECURITY STB OF OKLAHOMA is FDIC-insured (Certificate #8980). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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