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BankHealth

SECURITY STB OF MARINE

MARINE ON ST. CR, MINNESOTA · FDIC Cert #10163

A
Health Score
90/100
$207M
Total Assets
$184M
Total Deposits
14.54%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SECURITY STB OF MARINE holds a Tier 1 capital ratio of 14.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY STB OF MARINE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
21.52%
Liquidity Ratio
Strong — can meet withdrawal demands
2.54%
Return on Assets
Profitable — earning well on assets
$184M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SECURITY STB OF MARINE shows strong financial health indicators. With $207M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SECURITY STB OF MARINE has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SECURITY STB OF MARINE holds $207M in total assets and $184M in total deposits. It is located in MARINE ON ST. CR, MINNESOTA (FDIC Certificate #10163).

SECURITY STB OF MARINE has a Tier 1 capital ratio of 14.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.54%.

Yes. SECURITY STB OF MARINE is FDIC-insured (Certificate #10163). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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