Skip to main content
BankHealth

SECURITY STB OF AITKIN

AITKIN, MINNESOTA · FDIC Cert #16656

C
Health Score
61/100
$105M
Total Assets
$99M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, SECURITY STB OF AITKIN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SECURITY STB OF AITKIN to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
48.57%
Liquidity Ratio
Strong — can meet withdrawal demands
0.97%
Return on Assets
Low profitability
$99M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SECURITY STB OF AITKIN shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SECURITY STB OF AITKIN has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SECURITY STB OF AITKIN holds $105M in total assets and $99M in total deposits. It is located in AITKIN, MINNESOTA (FDIC Certificate #16656).

SECURITY STB OF AITKIN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.97%.

Yes. SECURITY STB OF AITKIN is FDIC-insured (Certificate #16656). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: