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BankHealth

SECURITY FIRST BANK

LINCOLN, NEBRASKA · FDIC Cert #5415

B
Health Score
79/100
$1.9B
Total Assets
$1.5B
Total Deposits
10.95%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SECURITY FIRST BANK holds a Tier 1 capital ratio of 10.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY FIRST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
27.41%
Liquidity Ratio
Strong — can meet withdrawal demands
0.88%
Return on Assets
Low profitability
$1.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SECURITY FIRST BANK shows strong financial health indicators. With $1.9B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SECURITY FIRST BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SECURITY FIRST BANK holds $1.9B in total assets and $1.5B in total deposits. It is located in LINCOLN, NEBRASKA (FDIC Certificate #5415).

SECURITY FIRST BANK has a Tier 1 capital ratio of 10.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 0.88%.

Yes. SECURITY FIRST BANK is FDIC-insured (Certificate #5415). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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