SECURITY BANK USA
BEMIDJI, MINNESOTA · FDIC Cert #1604
Capital & Safety Analysis
According to FDIC financial data, SECURITY BANK USA holds a Tier 1 capital ratio of 13.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY BANK USA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SECURITY BANK USA shows strong financial health indicators. With $243M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SECURITY BANK USA has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SECURITY BANK USA holds $243M in total assets and $221M in total deposits. It is located in BEMIDJI, MINNESOTA (FDIC Certificate #1604).
SECURITY BANK USA has a Tier 1 capital ratio of 13.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.13%, and the return on assets is 1.15%.
Yes. SECURITY BANK USA is FDIC-insured (Certificate #1604). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.