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BankHealth

SEATTLE BANK

SEATTLE, WASHINGTON · FDIC Cert #35139

C
Health Score
55/100
$922M
Total Assets
$814M
Total Deposits
16.56%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SEATTLE BANK holds a Tier 1 capital ratio of 16.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SEATTLE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

4.16%
Nonperforming Loans
High — significant loan problems
16.60%
Liquidity Ratio
Adequate liquidity
0.47%
Return on Assets
Low profitability
$814M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SEATTLE BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SEATTLE BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 16.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SEATTLE BANK holds $922M in total assets and $814M in total deposits. It is located in SEATTLE, WASHINGTON (FDIC Certificate #35139).

SEATTLE BANK has a Tier 1 capital ratio of 16.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.16%, and the return on assets is 0.47%.

Yes. SEATTLE BANK is FDIC-insured (Certificate #35139). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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