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BankHealth

SAVIBANK

BURLINGTON, WASHINGTON · FDIC Cert #57978

C
Health Score
58/100
$620M
Total Assets
$498M
Total Deposits
9.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SAVIBANK holds a Tier 1 capital ratio of 9.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAVIBANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.24%
Nonperforming Loans
Low — healthy loan portfolio
11.74%
Liquidity Ratio
Adequate liquidity
0.31%
Return on Assets
Low profitability
$498M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SAVIBANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SAVIBANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 9.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SAVIBANK holds $620M in total assets and $498M in total deposits. It is located in BURLINGTON, WASHINGTON (FDIC Certificate #57978).

SAVIBANK has a Tier 1 capital ratio of 9.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 0.31%.

Yes. SAVIBANK is FDIC-insured (Certificate #57978). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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