S&T BANK
INDIANA, PENNSYLVANIA · FDIC Cert #11124
Capital & Safety Analysis
According to FDIC financial data, S&T BANK holds a Tier 1 capital ratio of 13.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning S&T BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
S&T BANK shows strong financial health indicators. With $9.6B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
S&T BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
S&T BANK holds $9.6B in total assets and $7.7B in total deposits. It is located in INDIANA, PENNSYLVANIA (FDIC Certificate #11124).
S&T BANK has a Tier 1 capital ratio of 13.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 1.72%.
Yes. S&T BANK is FDIC-insured (Certificate #11124). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.