ROLLSTONE BANK&TRUST
FITCHBURG, MASSACHUSETTS · FDIC Cert #17797
Capital & Safety Analysis
According to FDIC financial data, ROLLSTONE BANK&TRUST holds a Tier 1 capital ratio of 13.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROLLSTONE BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROLLSTONE BANK&TRUST shows strong financial health indicators. With $899M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROLLSTONE BANK&TRUST has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROLLSTONE BANK&TRUST holds $899M in total assets and $690M in total deposits. It is located in FITCHBURG, MASSACHUSETTS (FDIC Certificate #17797).
ROLLSTONE BANK&TRUST has a Tier 1 capital ratio of 13.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.45%.
Yes. ROLLSTONE BANK&TRUST is FDIC-insured (Certificate #17797). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.