ROCKPOINTBANK NATIONAL ASSN
CHATTANOOGA, TENNESSEE · FDIC Cert #59206
Capital & Safety Analysis
According to FDIC financial data, ROCKPOINTBANK NATIONAL ASSN holds a Tier 1 capital ratio of 16.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROCKPOINTBANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROCKPOINTBANK NATIONAL ASSN shows strong financial health indicators. With $284M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROCKPOINTBANK NATIONAL ASSN has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 16.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROCKPOINTBANK NATIONAL ASSN holds $284M in total assets and $234M in total deposits. It is located in CHATTANOOGA, TENNESSEE (FDIC Certificate #59206).
ROCKPOINTBANK NATIONAL ASSN has a Tier 1 capital ratio of 16.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.14%.
Yes. ROCKPOINTBANK NATIONAL ASSN is FDIC-insured (Certificate #59206). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.