RIVERWOOD BANK
BAXTER, MINNESOTA · FDIC Cert #27932
Capital & Safety Analysis
According to FDIC financial data, RIVERWOOD BANK holds a Tier 1 capital ratio of 11.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVERWOOD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVERWOOD BANK shows strong financial health indicators. With $641M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVERWOOD BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVERWOOD BANK holds $641M in total assets and $549M in total deposits. It is located in BAXTER, MINNESOTA (FDIC Certificate #27932).
RIVERWOOD BANK has a Tier 1 capital ratio of 11.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 1.38%.
Yes. RIVERWOOD BANK is FDIC-insured (Certificate #27932). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.