RIVER CITY BANK INC
LOUISVILLE, KENTUCKY · FDIC Cert #26703
Capital & Safety Analysis
According to FDIC financial data, RIVER CITY BANK INC holds a Tier 1 capital ratio of 13.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVER CITY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVER CITY BANK INC shows strong financial health indicators. With $474M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVER CITY BANK INC has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVER CITY BANK INC holds $474M in total assets and $403M in total deposits. It is located in LOUISVILLE, KENTUCKY (FDIC Certificate #26703).
RIVER CITY BANK INC has a Tier 1 capital ratio of 13.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.20%.
Yes. RIVER CITY BANK INC is FDIC-insured (Certificate #26703). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.