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BankHealth

RIDDELL NATIONAL BANK

BRAZIL, INDIANA · FDIC Cert #4318

B
Health Score
65/100
$334M
Total Assets
$284M
Total Deposits
10.95%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, RIDDELL NATIONAL BANK holds a Tier 1 capital ratio of 10.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIDDELL NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.02%
Nonperforming Loans
Moderate — some loan stress
17.14%
Liquidity Ratio
Adequate liquidity
0.65%
Return on Assets
Low profitability
$284M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

RIDDELL NATIONAL BANK shows strong financial health indicators. With $334M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

RIDDELL NATIONAL BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

RIDDELL NATIONAL BANK holds $334M in total assets and $284M in total deposits. It is located in BRAZIL, INDIANA (FDIC Certificate #4318).

RIDDELL NATIONAL BANK has a Tier 1 capital ratio of 10.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.02%, and the return on assets is 0.65%.

Yes. RIDDELL NATIONAL BANK is FDIC-insured (Certificate #4318). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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