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BankHealth

REPUBLIC BANK OF CHICAGO

OAK BROOK, ILLINOIS · FDIC Cert #19333

B
Health Score
77/100
$2.8B
Total Assets
$2.2B
Total Deposits
14.43%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, REPUBLIC BANK OF CHICAGO holds a Tier 1 capital ratio of 14.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning REPUBLIC BANK OF CHICAGO has a strong buffer to absorb potential losses.

Key Financial Metrics

2.82%
Nonperforming Loans
Moderate — some loan stress
28.69%
Liquidity Ratio
Strong — can meet withdrawal demands
1.29%
Return on Assets
Profitable — earning well on assets
$2.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

REPUBLIC BANK OF CHICAGO shows strong financial health indicators. With $2.8B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

REPUBLIC BANK OF CHICAGO has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 14.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

REPUBLIC BANK OF CHICAGO holds $2.8B in total assets and $2.2B in total deposits. It is located in OAK BROOK, ILLINOIS (FDIC Certificate #19333).

REPUBLIC BANK OF CHICAGO has a Tier 1 capital ratio of 14.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.82%, and the return on assets is 1.29%.

Yes. REPUBLIC BANK OF CHICAGO is FDIC-insured (Certificate #19333). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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