RAYNE BUILDING&LOAN ASSN
RAYNE, LOUISIANA · FDIC Cert #30447
Capital & Safety Analysis
According to FDIC financial data, RAYNE BUILDING&LOAN ASSN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject RAYNE BUILDING&LOAN ASSN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
RAYNE BUILDING&LOAN ASSN shows some financial weakness with a Health Score of 46/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RAYNE BUILDING&LOAN ASSN has a Bank Health Score of D (46/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RAYNE BUILDING&LOAN ASSN holds $54M in total assets and $40M in total deposits. It is located in RAYNE, LOUISIANA (FDIC Certificate #30447).
RAYNE BUILDING&LOAN ASSN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.26%, and the return on assets is -1.00%.
Yes. RAYNE BUILDING&LOAN ASSN is FDIC-insured (Certificate #30447). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.