RACCOON VALLEY BANK
PERRY, IOWA · FDIC Cert #245
Capital & Safety Analysis
According to FDIC financial data, RACCOON VALLEY BANK holds a Tier 1 capital ratio of 11.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RACCOON VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RACCOON VALLEY BANK shows strong financial health indicators. With $441M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RACCOON VALLEY BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RACCOON VALLEY BANK holds $441M in total assets and $399M in total deposits. It is located in PERRY, IOWA (FDIC Certificate #245).
RACCOON VALLEY BANK has a Tier 1 capital ratio of 11.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 0.94%.
Yes. RACCOON VALLEY BANK is FDIC-insured (Certificate #245). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.