QUOIN FINANCIAL BANK
MILLER, SOUTH DAKOTA · FDIC Cert #15629
Capital & Safety Analysis
According to FDIC financial data, QUOIN FINANCIAL BANK holds a Tier 1 capital ratio of 12.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning QUOIN FINANCIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
QUOIN FINANCIAL BANK shows strong financial health indicators. With $226M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
QUOIN FINANCIAL BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
QUOIN FINANCIAL BANK holds $226M in total assets and $187M in total deposits. It is located in MILLER, SOUTH DAKOTA (FDIC Certificate #15629).
QUOIN FINANCIAL BANK has a Tier 1 capital ratio of 12.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 2.02%.
Yes. QUOIN FINANCIAL BANK is FDIC-insured (Certificate #15629). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.