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BankHealth

QNB BANK

QUAKERTOWN, PENNSYLVANIA · FDIC Cert #7714

A
Health Score
83/100
$1.7B
Total Assets
$1.6B
Total Deposits
11.06%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, QNB BANK holds a Tier 1 capital ratio of 11.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning QNB BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.18%
Nonperforming Loans
Low — healthy loan portfolio
30.06%
Liquidity Ratio
Strong — can meet withdrawal demands
0.73%
Return on Assets
Low profitability
$1.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

QNB BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

QNB BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

QNB BANK holds $1.7B in total assets and $1.6B in total deposits. It is located in QUAKERTOWN, PENNSYLVANIA (FDIC Certificate #7714).

QNB BANK has a Tier 1 capital ratio of 11.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.73%.

Yes. QNB BANK is FDIC-insured (Certificate #7714). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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