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BankHealth

PULASKI SAVINGS BANK

CHICAGO, ILLINOIS · FDIC Cert #28611

B
Health Score
67/100
$49M
Total Assets
$44M
Total Deposits
20.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PULASKI SAVINGS BANK holds a Tier 1 capital ratio of 20.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PULASKI SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.51%
Nonperforming Loans
Low — healthy loan portfolio
10.11%
Liquidity Ratio
Adequate liquidity
-0.85%
Return on Assets
Negative — losing money
$44M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PULASKI SAVINGS BANK shows strong financial health indicators. With $49M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PULASKI SAVINGS BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 20.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PULASKI SAVINGS BANK holds $49M in total assets and $44M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #28611).

PULASKI SAVINGS BANK has a Tier 1 capital ratio of 20.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is -0.85%.

Yes. PULASKI SAVINGS BANK is FDIC-insured (Certificate #28611). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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