PROFINIUM INC
TRUMAN, MINNESOTA · FDIC Cert #1905
Capital & Safety Analysis
According to FDIC financial data, PROFINIUM INC holds a Tier 1 capital ratio of 11.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PROFINIUM INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PROFINIUM INC shows strong financial health indicators. With $529M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PROFINIUM INC has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PROFINIUM INC holds $529M in total assets and $454M in total deposits. It is located in TRUMAN, MINNESOTA (FDIC Certificate #1905).
PROFINIUM INC has a Tier 1 capital ratio of 11.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 0.11%.
Yes. PROFINIUM INC is FDIC-insured (Certificate #1905). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.