PRODUCE STATE BANK
HOLLANDALE, MINNESOTA · FDIC Cert #10178
Capital & Safety Analysis
According to FDIC financial data, PRODUCE STATE BANK holds a Tier 1 capital ratio of 21.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRODUCE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRODUCE STATE BANK shows strong financial health indicators. With $111M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRODUCE STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 21.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRODUCE STATE BANK holds $111M in total assets and $98M in total deposits. It is located in HOLLANDALE, MINNESOTA (FDIC Certificate #10178).
PRODUCE STATE BANK has a Tier 1 capital ratio of 21.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.05%, and the return on assets is 2.06%.
Yes. PRODUCE STATE BANK is FDIC-insured (Certificate #10178). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.