PRINSBANK
PRINSBURG, MINNESOTA · FDIC Cert #10191
Capital & Safety Analysis
According to FDIC financial data, PRINSBANK holds a Tier 1 capital ratio of 21.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRINSBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRINSBANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRINSBANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 21.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRINSBANK holds $193M in total assets and $158M in total deposits. It is located in PRINSBURG, MINNESOTA (FDIC Certificate #10191).
PRINSBANK has a Tier 1 capital ratio of 21.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.39%, and the return on assets is 2.38%.
Yes. PRINSBANK is FDIC-insured (Certificate #10191). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.