PRIME MERIDIAN BANK
TALLAHASSEE, FLORIDA · FDIC Cert #58694
Capital & Safety Analysis
According to FDIC financial data, PRIME MERIDIAN BANK holds a Tier 1 capital ratio of 13.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRIME MERIDIAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRIME MERIDIAN BANK shows strong financial health indicators. With $893M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRIME MERIDIAN BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRIME MERIDIAN BANK holds $893M in total assets and $792M in total deposits. It is located in TALLAHASSEE, FLORIDA (FDIC Certificate #58694).
PRIME MERIDIAN BANK has a Tier 1 capital ratio of 13.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 1.19%.
Yes. PRIME MERIDIAN BANK is FDIC-insured (Certificate #58694). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.