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BankHealth

PRIME ALLIANCE BANK

WOODS CROSS, UTAH · FDIC Cert #57920

B
Health Score
69/100
$746M
Total Assets
$668M
Total Deposits
12.79%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PRIME ALLIANCE BANK holds a Tier 1 capital ratio of 12.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRIME ALLIANCE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.18%
Nonperforming Loans
Moderate — some loan stress
18.20%
Liquidity Ratio
Adequate liquidity
2.72%
Return on Assets
Profitable — earning well on assets
$668M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PRIME ALLIANCE BANK shows strong financial health indicators. With $746M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PRIME ALLIANCE BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 12.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PRIME ALLIANCE BANK holds $746M in total assets and $668M in total deposits. It is located in WOODS CROSS, UTAH (FDIC Certificate #57920).

PRIME ALLIANCE BANK has a Tier 1 capital ratio of 12.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.18%, and the return on assets is 2.72%.

Yes. PRIME ALLIANCE BANK is FDIC-insured (Certificate #57920). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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