PRESIDENTIAL BANK FSB
BETHESDA, MARYLAND · FDIC Cert #32363
Capital & Safety Analysis
According to FDIC financial data, PRESIDENTIAL BANK FSB holds a Tier 1 capital ratio of 11.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRESIDENTIAL BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRESIDENTIAL BANK FSB shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRESIDENTIAL BANK FSB has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 11.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRESIDENTIAL BANK FSB holds $988M in total assets and $695M in total deposits. It is located in BETHESDA, MARYLAND (FDIC Certificate #32363).
PRESIDENTIAL BANK FSB has a Tier 1 capital ratio of 11.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.76%, and the return on assets is -0.18%.
Yes. PRESIDENTIAL BANK FSB is FDIC-insured (Certificate #32363). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.