PRAIRIE SUN BANK
MILAN, MINNESOTA · FDIC Cert #8207
Capital & Safety Analysis
According to FDIC financial data, PRAIRIE SUN BANK holds a Tier 1 capital ratio of 10.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRAIRIE SUN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRAIRIE SUN BANK shows strong financial health indicators. With $114M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRAIRIE SUN BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRAIRIE SUN BANK holds $114M in total assets and $86M in total deposits. It is located in MILAN, MINNESOTA (FDIC Certificate #8207).
PRAIRIE SUN BANK has a Tier 1 capital ratio of 10.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.69%, and the return on assets is 1.01%.
Yes. PRAIRIE SUN BANK is FDIC-insured (Certificate #8207). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.